Connecticut Flood Insurance, and Excess CT Flood Insurance Quotes from Norton Siegel.com CT Flood insurance quotes from Norton and Siegel Insurance
Connecticut flood insurance from Norton and Siegel Insurance
CT flood and home insurance
contact Norton and Siegel Insurance today!
flood insurance
Norton and Siegel Insurance since 1892
flood insurance quotes - save money on your insurance!
Norton and Siegel Insurance helps you save money on your CT flood and homeowners insurance


Free Connecticut Flood Facts
Courtesy of Norton and Siegel, Inc.

Did You Know.... (When Done Click Here to Return to Main page.)

That flood damage is excluded under Homeowner's Insurance policies?

The hazard of flooding, because it can affect a large number of properties at the same time, is considered too large for private insurance to cover. This led to the forming of The National Flood Insurance Program which is a part of FEMA, the Federal Emergency Management Agency. Flood policies are sold and administered through major insurance carriers and their agents, but the claim payments are backed by FEMA and, if necessary, appropriations from Congress.

Here's how "flood" is defined by the National Flood Insurance Program:

"A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from:

  • Overflow of inland or tidal waters; or
  • Unusual and rapid accumulation or runoff of surface waters from any source; or
  • Mudflow; or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above."

So, in plain English, a flood is an excess of water (or mud) on land that's normally dry.

Floods often happen when bodies of water overflow or tides rise due to heavy rainfall or thawing snow. But you don't have to live near water to be at risk of flooding. A flash flood, which can strike anywhere without warning, occurs when a large volume of rain falls within a short time.

More and more buildings, roads and parking lots are being built where forests and meadows used to be, which decreases the land's natural ability to absorb water. Coupled with changing weather patterns, this construction has made recent floods more severe and increased everyone's chance of being flooded.

Dangerous or damaging floods don't always mean dramatic, rushing waters through the streets of your hometown. Just a single inch of water can cause costly damage to your home! Keep this in mind when you're considering flood insurance.

For more info, you can visit the FEMA flood insurance site at www.floodsmart.gov (opens in a new window)

(To return to our site, simply close this window)

 

 



Look At Our Valued Client Reviews!
Open customer reviews about Norton and Siegel Insurance Agency
Review us and join our insurance family!

flood ins

We Invite You To Visit Our Informative YouTube Videos & Social Media Pages!
Connecticut Flood Insurance, and Excess CT Flood Insurance Quotes 

from Norton Siegel.com
Norton and Siegel, Inc.  |  Terms of Use/Privacy Notice/Copyright Info.  | Map Driving Directions  | About Us
Fax: 631-669-0158  |  Local Phone: 631-669-0365  |  Report web site/technical problems to: sales@nortonandsiegel.com

CT flood insurance rates

Common Search Terms Our Clients Use to Find Our Flood Insurance Products: Connecticut flood insurance, Connecticut water damage insurance, Connecticut homeowners insurance, CT home insurance. We have especially competitive flood insurance rates in these target cities: Here are some towns, thanks Greenwich, Stamford, Norwalk, Fairfield, Bridgeport, Stratford, West Haven, New Haven, Branford, Guilford, Madison, Westbrook, Old Saybrook, Old Lyme, Lyme, Waterford, New London, Stonington, Groton.

Besides these target cities, our CT target zip codes for Connecticut flood insurance risks also include:
06378
06355
06339
06365
06379
06380
06360
06389
06382
06338
06340
06320
06385
09375
06370
06420
06333
06357
06371
06415
06423
06231
06475
06409
06498
06417
06412
06438
06413
06419
06441
06422
06443
06437
06472
06405
06471
06512
06513
06517
06511
06519
06477
06460
06461
06484
06614
06611
06606
06608
06615
06890
06880
06824
06897
06359

Web Site Design 2016 Insurance-Web-Sales